{
  "version": "2026-09-08",
  "type": "fictional_worked_example",
  "not_customer_data": true,
  "base_currency": "EUR",
  "rates_are_illustrative_not_live": true,
  "rows": [
    {"account": "Cash", "currency": "EUR", "balance": 10000, "eur_per_unit": 1, "eur_value": 10000},
    {"account": "Investments", "currency": "USD", "balance": 20000, "eur_per_unit": 0.9, "eur_value": 18000},
    {"account": "Pension", "currency": "GBP", "balance": 30000, "eur_per_unit": 1.15, "eur_value": 34500},
    {"account": "Home", "currency": "EUR", "balance": 300000, "eur_per_unit": 1, "eur_value": 300000},
    {"account": "Mortgage", "currency": "EUR", "balance": -180000, "eur_per_unit": 1, "eur_value": -180000}
  ],
  "expected_net_worth_eur": 182500,
  "fx_scenario": {"currency": "USD", "new_eur_per_unit": 0.95, "unchanged_native_balance": 20000, "expected_change_eur": 1000, "expected_net_worth_eur": 183500},
  "limitations": ["Not investment or tax advice", "No claim of future returns", "Not a product export or import file", "Does not reproduce the live demo", "Total net worth is not the same as accessible retirement capital"]
}