AI Finance Copilot · Powered by PopaDex
Your AI finance copilot
Chat with an assistant that understands your money. Ask about your net worth, compare salary and tax outcomes across countries, or pressure-test a retirement plan. You get direct answers with assumptions shown.
Read-only · Estimates clearly labeled · No money movement
Here's a read-only estimate based on your data and stated assumptions:
- On track to retire at 61 at a 4% withdrawal rate.
- Moving to Portugal lowers your effective tax by ~9 pts.
- That gap could add ~€340/mo to disposable income.
Estimate · assumes 5% return, current contributions. Not regulated advice.
Ask it anything about your money
You ask a question. The copilot fetches only the data it needs, shows assumptions, and gives you a short recommendation.
“Analyze my net worth trend over 12 months and suggest 3 ways to improve my savings rate.”
Checks your net worth trend and allocation, then ranks the changes that matter most.
“Where would my salary stretch furthest: Berlin, Lisbon or Madrid?”
Compares take-home income across countries from one gross salary input.
“Turn my portfolio into a plain-language action plan for this quarter.”
Summarizes performance by asset type and suggests concrete next steps.
What the copilot can do
Net worth insights
Explain net worth changes by period and flag concentration risk in your allocation.
Salary & tax scenarios
Compare salary, tax and disposable income across countries from one income input.
Retirement planning
Project retirement readiness with FIRE-style assumptions and show the formulas.
Portfolio analysis
Report total value, performance deltas and historical timelines, or export to CSV.
How it works
The copilot runs on the PopaDex MCP server, a read-only set of finance tools. When you ask a question, it calls the right tools, retrieves only what is needed, and explains the result.
- Restates your goal in one sentence.
- Retrieves the minimum required data from PopaDex tools.
- Shows assumptions and confidence level.
- Gives a concise recommendation and optional next actions.
Available wherever you work with AI
- As an OpenClaw skill
- In Claude Desktop and other MCP clients
- Anywhere the PopaDex MCP server can connect
Safe by design
The copilot follows clear guardrails designed for financial questions.
Read-only
No money movement, no credential management, no changes to your records.
Estimates labeled
Assumptions and confidence levels are shown, with conservative defaults.
No false promises
It never claims guaranteed returns or gives regulated investment advice.
Asks when unsure
If a required input is missing, it asks for it instead of guessing.
Private
Portfolio insights only work once you connect your own PopaDex account.
Free tools stay free
Public calculators remain usable; premium needs are explained, never forced.
Frequently asked questions
What is the PopaDex AI Finance Copilot?
A read-only AI assistant for personal finance questions. You can ask about net worth, compare salary and tax scenarios across countries, and model retirement outcomes.
Can the copilot move my money or change my accounts?
No. The copilot is strictly read-only. It can read your data and run calculations, but it cannot move money, manage credentials or modify your financial records.
Does it give regulated financial advice?
No. The copilot provides estimates and guidance with clearly labeled assumptions. It does not promise guaranteed returns or provide regulated investment advice.
How does it access my finances?
It uses the PopaDex MCP server, which exposes read-only finance tools. Public calculators work without personal data; portfolio insights require your connected PopaDex account.
What can I ask it?
Examples: “Analyze my net worth trend over 12 months and suggest 3 ways to improve my savings rate” or “Project whether I can retire by 62 and estimate my tax burden if I move from Germany to Portugal.”
Meet your finance copilot
Create a free account and start asking real questions about your money.
Get started free