Best Mint Replacement Apps
for 2026
There is no single replacement for every Mint workflow. Monarch is the closest paid all-rounder, Quicken Simplifi is a lower-cost budgeting choice, YNAB is for hands-on budgeting, Empower is strong for free US investment tracking, and PopaDex is built around international net worth and FIRE progress.
Total Net Worth
€204,180
€69k
+€4,400
€154k
+€21,200
-€19k
auto-synced
Replacing Mint: move the workflow, not just the app name
Start by separating transaction budgeting from tracking what you own and owe. PopaDex is a candidate for the second job, not a promise of Mint feature parity.
- Keep any Mint export you already have as an untouched backup. If you no longer have an export, start from current statements; do not assume a new tracker can recover old Mint history.
- Make a dated inventory of bank accounts, investments, property, pensions and debts. Record each original currency. Decide which historical records you actually need to keep accessible.
- Create a free manual PopaDex account and enter a starting snapshot. Compare assets minus debts with your statements before relying on the dashboard.
- If automatic updates matter, check each institution before paying for Premium. Keep a separate transaction-budgeting tool if categories, bills and spending targets were your main Mint workflow.
Before you commit: PopaDex’s current CSV upload is a specific monthly-balance format, not a verified Mint transaction importer. Transaction categories, attachments and budgets do not have a documented one-click migration here.
What is the best replacement for Mint?
Choose the app that replaces the part of Mint you actually used. For the closest mix of transactions, budgets, goals, investments, and household access, start with Monarch Money. Choose Quicken Simplifi when price and Mint CSV import matter more than household collaboration. Choose YNAB if you want an active budgeting method rather than a passive dashboard.
Closest overall replacement
Monarch Money
Lower-cost US budgeting
Quicken Simplifi
Hands-on budgeting
YNAB
Free US investment view
Empower
Credit and free US net worth
Credit Karma
International net worth and FIRE
PopaDex
How we evaluated these Mint alternatives
We compared the public pricing, budgeting, net-worth, account-sync, household, platform, and import documentation available on 1 September 2026. We did not claim hands-on tests that we did not perform.
- The recommendations are by use case because no product recreates every Mint feature.
- PopaDex publishes this page and makes PopaDex. That conflict is why the page recommends competitors when they are a better fit.
- Prices can change. Verify them on the linked official product pages before paying.
PopaDex for international net worth and FIRE
PopaDex is a narrower replacement than Monarch or Simplifi. It is for people who used Mint mainly to follow net worth and now need manual or connected accounts across multiple markets, multi-currency totals, and FIRE progress. It is not the right choice for envelope budgeting or detailed transaction forecasting.
- Free plan — manual tracking + templates forever
- supported institutions in multiple markets
- Multi-currency with auto exchange rates
- FIRE calculator, Sankey charts, net worth dashboards
- €5/month or €50/year Premium for connected accounts and premium features
The other Mint replacements worth considering
These products solve different parts of the Mint job. The notes below focus on the deciding differences.
Monarch Money: closest all-round replacement
Monarch covers transactions, two budgeting methods, goals, investments, reports, and household collaboration. Its Mint importer accepts transaction CSV files, although holdings, budgets, and aggregate cash-flow totals do not transfer directly. It supports connected institutions in the US and Canada rather than the broad international coverage some expats need. Check Monarch's import instructions.
Quicken Simplifi: lower-cost US budgeting
Simplifi combines linked accounts, spending plans, savings goals, reports, investments, cash-flow projections, and a retirement planner. The web app can import Mint CSV transactions, with a 10,000-transaction limit per import. It is a practical choice for former Mint users who want budgeting and reporting without Monarch's household emphasis. Check Simplifi's Mint import instructions.
YNAB: best for hands-on budgeting
YNAB asks you to assign money to priorities instead of simply reviewing past spending. It also has tracking accounts and a net-worth report, so it is wrong to describe it as budgeting-only. Direct import supports selected US, Canadian, UK, and EU banks, but one spending plan cannot combine multiple currencies. Check YNAB's current pricing and region notes.
Empower (fka Personal Capital) — Best for Investment Tracking
Empower's free US dashboard includes investment, fee, net-worth, cash-flow, and retirement-planning views. It is a better fit for portfolio and retirement analysis than for people trying to recreate Mint's detailed budgeting workflow. Empower also offers a separate paid advisory service.
Copilot Money — Best iOS Design
Copilot is beautifully designed for iPhone and Mac. Transaction categorization and spending insights are top-tier. However it's Apple-only (no Android/web), $14.99/month, and US-focused.
Tiller Money — Best for Spreadsheet Lovers
Tiller auto-imports transactions into Google Sheets or Excel. Full spreadsheet control is powerful for data nerds. It costs $99/year after a 30-day trial, is strongest for US/Canada bank feeds, and requires spreadsheet skill. See our full comparison →
Sheetwalla — Best for Google Sheets Automation
Sheetwalla is a newer alternative focused on Google Sheets automation. It offers bank sync, budgeting templates, and custom dashboards for spreadsheet power users. Pricing is competitive, but setup is more technical than Tiller. See our Sheetwalla comparison →
Credit Karma: Intuit's free successor
Intuit invited Mint users to move to Credit Karma. The service includes spending, transaction, cash-flow, and net-worth views alongside its credit products. It does not recreate every custom budget and goal workflow from Mint, so users who budget actively may prefer Monarch, Simplifi, or YNAB. Read Credit Karma's Mint transition summary.
Best Mint alternative by need
Mint bundled several jobs into one app. Pick the replacement around the job you care about most.
For expats and multi-country finances
Bank connectivity and currency handling vary sharply by country. PopaDex combines manual and connected accounts from multiple markets and converts holdings into a chosen base currency. Check your institutions before subscribing because no aggregator covers every bank.
For FIRE planning
PopaDex tracks net worth against a FIRE number and estimates a financial-independence date from your assumptions. The estimate uses smooth returns, not Monte Carlo simulation, and should be treated as a planning scenario rather than a promise. See the FIRE tracker.
For multi-currency portfolios
PopaDex converts accounts and assets into one base currency while preserving their original currencies. YNAB lets you choose a currency for each spending plan but does not combine multiple currencies in one plan.
Mint replacement comparison
| App | Price | Mint import | Bank sync | Net Worth | Best For |
|---|---|---|---|---|---|
| PopaDex | Free / €5 mo | Manual setup | Multiple markets | Yes | Global net worth, FIRE |
| Monarch | $99.99/yr or $14.99/mo | Mint CSV workflow | US and Canada | Yes | Closest all-round match |
| Quicken Simplifi | $6.99/mo billed yearly* | Mint CSV on web | US and Canada | Yes | Budgeting and reports |
| YNAB | $109/yr or $14.99/mo | File import | Select US, CA, UK, EU | Yes | Hands-on budgeting |
| Empower | Free dashboard | No Mint importer | US | Yes | Investments |
| Copilot | $14.99/mo | No | US | Yes | iOS design |
| Tiller | $99/year | CSV to spreadsheet | US and Canada | Yes | Spreadsheets |
| Sheetwalla | $59/year | Spreadsheet workflow | Limited | Yes | Google Sheets automation |
| Credit Karma | Free | Intuit migration was offered | US | Yes | Credit plus net worth |
Prices checked 1 September 2026. Simplifi displays temporary promotions; the table uses its stated regular annual-billing rate. Import support does not mean every Mint field transfers. Test with a small file before importing a full history.
How to move from Mint without losing the useful history
The export is only the first step. Importers vary, and some products reconstruct reports from transactions instead of transferring Mint budgets, goals, holdings, or cash-flow totals.
- Keep the original Mint export unchanged. Store a backup before cleaning categories or splitting the file.
- Choose the replacement before editing data. Monarch has a dedicated Mint CSV workflow. Simplifi says to use its Mint import option and limits each import to 10,000 transactions.
- Test one account and a small date range. Confirm signs, dates, categories, transfers, duplicates, and opening balances before importing the full archive.
- Reconcile totals against statements. A clean transaction import can still produce the wrong current balance if account history or holdings were handled separately.
- Keep the archive after switching. Do not assume the new service imported every field or will preserve export access indefinitely.
Frequently Asked Questions
Why did Mint shut down?
What is the best free Mint alternative in 2026?
Is there a Mint alternative that works outside the US?
What is the best Mint alternative for FIRE?
Did Credit Karma actually replace Mint?
Is there a Mint alternative with multi-currency support?
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