Setting Up Multi-Currency Accounts

PopaDex can keep account records in their original currencies and show a combined net-worth view. Ongoing records across original currencies require Premium. Standard is intended for manual tracking in one consistent currency; an initial-account exception does not make ongoing multi-currency recording part of the free plan.

This guide explains the supported workflow without promising a particular bank, exchange-rate refresh interval, or connection history.

Before you start

Choose one reporting currency for your combined view. For each account or asset, record:

its original currency;
the balance date;
whether the value is entered manually or comes from a supported connection; and
any estimate that you will need to update yourself, such as property or private-company value.

Keep an independent statement or export for reconciliation. A dashboard is easier to trust when you can compare every material balance to a dated source.

Add a manual account

Manual accounts are the most predictable option for cash, property, pensions, private investments, unsupported institutions, and anything that should not be connected.

Create or sign in to your PopaDex account.
Open the account-creation flow and choose manual entry.
Give the account a recognisable name and choose its currency.
Add a dated balance.
Compare the saved amount and date with your source statement.

Update the balance on a regular schedule. Monthly is a practical default for a net-worth review, while less liquid assets may need a different valuation schedule.

Add a supported connection

Connections are optional, require Premium, and depend on the provider, country, institution, and account type available in the live connection flow.

Open the connection flow from your PopaDex account.
Search for the exact institution and account type.
Review the provider’s consent and data-access screen.
Connect one account first.
Compare the first balance, currency, and effective date with the institution’s own record before connecting more accounts.

Do not assume that a named institution, refresh schedule, historical balance range, or fallback authentication method is available. If the institution is absent or the first balance cannot be reconciled, keep that account manual and contact support without emailing passwords, recovery codes, or private balances.

Review the combined result

For every review date:

Confirm that each account still uses the intended original currency.
Update manual balances and check connected balances against their source dates.
Check that liabilities are included once and use the correct sign.
Review the combined total in your reporting currency.
Investigate any large change before treating it as financial progress.

Exchange rates can move even when an account balance does not. PopaDex’s combined view is a planning aid, not an executable foreign-exchange quote or a substitute for the rate on a bank or broker statement.

Plan boundaries

Need	Standard	Premium
Manual records in one consistent currency	Supported	Supported
Ongoing records in original currencies	Not included	Supported
Optional institution connections	Not included	Supported where the exact institution and account type are available
Property and unsupported assets	Manual	Manual

Premium web billing is EUR 5 per month or EUR 50 per year when billed annually. Check the currency and terms shown at checkout before subscribing. Native-storefront prices and availability can differ; no general free trial is promised here.

Security scope

Encryption-enabled forms encrypt account names, balances, and financial-record amounts in the browser. Metadata and connected-account integrations have different handling, and current password-cache and recovery-code flows prevent a blanket zero-knowledge claim. Read the security model and its limits before adding sensitive data.

Troubleshooting

My institution is not listed

Use a manual account and keep its balance date visible. Connection coverage changes by provider and account type, so the live institution picker is the relevant check.

A connected balance looks stale or wrong

Compare the amount, currency, and date with the institution’s own record. Do not overwrite a record you need to preserve until the discrepancy is understood. You can keep the account manual while support investigates.

My total changed unexpectedly

Check for a balance update, a duplicated account, a liability entered with the wrong sign, or a currency change. Reconcile the total to the same review date before relying on it.

Next steps

For account-specific help, email [email protected] without including passwords, recovery codes, or private balances.