PopaDex offers transparent, simple pricing with two plans: a generous Free tier for getting started, and a powerful Pro tier for serious wealth builders.

Pricing Plans

Free Plan - €0/month

Perfect for:

Getting started with wealth tracking
Testing PopaDex
Personal use with basic needs
Students and early savers

What’s included:

✅ Up to 3 bank accounts connected
✅ Multi-currency support (12+ currencies)
✅ Net worth tracking
✅ Basic transaction history
✅ FIRE/Retirement calculator
✅ Manual account entry (unlimited)
✅ Data export (CSV, JSON)
✅ Email support
✅ End-to-end encryption (E2EE)

Limitations:

❌ Max 3 connected accounts (Plaid/GoCardless)
❌ 90-day transaction history
❌ Basic categorization only
❌ Standard support response time (48-72 hours)

Start Free

Pro Plan - €5/month or €50/year

Perfect for:

Serious FIRE practitioners
Multi-currency wealth builders
Users with complex finances
Anyone wanting full features

Everything in Free, plus:

✅ Unlimited bank accounts
✅ Unlimited transaction history
✅ Advanced transaction categorization
✅ Custom category creation
✅ Budget tracking
✅ Spending insights & analytics
✅ Goal tracking
✅ Monthly net worth reports (email)
✅ Priority support (24-hour response)
✅ Advanced FIRE planning tools
✅ Portfolio allocation tracking
✅ Tax category tagging
✅ Scheduled data exports

Annual savings: Save 17% with annual plan (€50/year vs €60/year monthly)

Start Pro Trial

Plan Comparison

Feature	Free	Pro
Bank Connections	3 accounts	Unlimited
Transaction History	90 days	Unlimited
Multi-Currency	✅ 12+ currencies	✅ 12+ currencies
Net Worth Tracking	✅ Basic	✅ Advanced
FIRE Calculator	✅	✅ Enhanced
Manual Accounts	✅ Unlimited	✅ Unlimited
Transaction Categories	Basic	Advanced + Custom
Budget Tracking	❌	✅
Spending Insights	❌	✅
Goal Tracking	❌	✅
Portfolio Allocation	❌	✅
Tax Tagging	❌	✅
Monthly Reports	❌	✅ Email
Data Export	✅ CSV, JSON	✅ CSV, JSON, PDF + Scheduled
End-to-End Encryption	✅	✅
Support	Email (48-72h)	Priority (24h)
Price	Free forever	€5/month or €50/year

Free Trial

Try Pro Risk-Free

14-day free trial:

No credit card required
Full Pro features
Cancel anytime
Automatically downgrades to Free if not upgraded

How to start trial:

Create free account
Go to Settings → Billing
Click “Start Pro Trial”
Enjoy 14 days of Pro features

Payment & Billing

Payment Methods

We accept:

💳 Credit cards (Visa, Mastercard, Amex)
💳 Debit cards
🏦 SEPA Direct Debit (EU customers)
💰 Other payment methods via Stripe

Processed securely by Stripe (PCI-DSS compliant)

Billing Cycle

Monthly plan:

Billed monthly on signup date
€5/month
Cancel anytime, no penalty

Annual plan:

Billed once per year
€50/year (save €10)
Best value for committed users

Auto-renewal: Both plans auto-renew. Cancel anytime from Settings.

Currency

Prices displayed in:

EUR (€) for EU customers
GBP (£) for UK customers (£4.50/month or £45/year)
USD ($) for US customers ($5.50/month or $55/year)

Prices adjusted for exchange rates and local payment processing costs.

Refund Policy

Money-Back Guarantee

EU customers: 14-day cooling-off period

Full refund if requested within 14 days of purchase
No questions asked
Compliant with EU Consumer Rights Directive

All customers:

Technical issues: Prorated refund if service unavailable >48 hours
Billing errors: Full refund of incorrect charges
Discretionary refunds considered on case-by-case basis

Request refund: Email [email protected] within 7 days

No Prorated Refunds

Generally no refunds for:

Cancellation mid-cycle
“Changed my mind” after 14 days (EU) or 7 days (others)
Unused months on annual plan

Exception: Annual plan refund prorated if technical issue or billing error

Upgrading & Downgrading

Upgrading from Free to Pro

Immediate access:

Go to Settings → Billing
Click “Upgrade to Pro”
Enter payment details
Instantly get Pro features

Billing: First charge is prorated for remainder of month, then regular monthly/annual billing

Downgrading from Pro to Free

How to downgrade:

Settings → Billing
Click “Cancel Subscription”
Confirm downgrade
Effective at end of current billing period

What happens:

Keeps Pro features until period ends
Automatically downgrades to Free
Data preserved (but limited by Free tier)
Can re-upgrade anytime

Data retention:

Historical data beyond 90 days hidden (not deleted)
Re-upgrading restores full access
Can export all data before downgrading

Educational Discount

Students & Educators

50% off Pro plan for verified students and educators

Eligibility:

Currently enrolled student (university or college)
Active educator at accredited institution
Valid .edu email address or student ID

How to apply:

Sign up for Pro plan
Email [email protected] with proof:
- Student ID photo
- .edu email verification
- Proof of enrollment
We’ll issue 50% discount code
Apply code in Settings → Billing

Duration: Valid for duration of enrollment (annual reverification required)

Non-Profit Discount

Registered Non-Profits

30% off Pro plan for registered non-profit organizations

Eligibility:

Registered 501(c)(3) (US) or equivalent
Charitable organization
Valid non-profit documentation

How to apply: Email [email protected] with:

Non-profit registration documents
Organization details
Intended use case

Approval: 5-7 business days

Enterprise & Teams

Coming Soon: Team Plans

Features in development:

Multi-user accounts
Shared household finances
Business account tracking
Team member permissions
Consolidated reporting
Dedicated account manager

Interested? Join waitlist: [email protected]

Custom Plans

For large organizations or special requirements:

Custom data retention
On-premise deployment
SLA guarantees
Dedicated support
Custom integrations

Contact: [email protected]

FAQ

Q: Can I switch between monthly and annual?
A: Yes! Upgrade to annual anytime. Downgrade at end of current annual period.

Q: What happens if my payment fails?
A: You’ll receive email notification and 7-day grace period to update payment. After 7 days, account downgrades to Free.

Q: Can I use one account for multiple people?
A: Currently one account per person. Family/team features coming soon.

Q: Is there a lifetime plan?
A: Not currently. Annual plan offers best value at present.

Q: Do prices ever change?
A: We may adjust pricing, but existing customers get 6-month grandfather period at current rate.

Q: What if I only need Pro for a few months?
A: Monthly plan is perfect. No commitment, cancel anytime.

Q: Can I get discount for paying multiple years?
A: Contact [email protected] for multi-year discounts (3+ years).

Q: Is VAT included?
A: EU prices include VAT. Non-EU customers: no VAT.

Q: Can I transfer my subscription?
A: No. Subscriptions are non-transferable.

Q: What happens to my data if I don’t pay?
A: Account downgrades to Free. Data preserved but limited. Historical data beyond 90 days hidden (not deleted).

Transparent Pricing Promise

We promise:

✅ No hidden fees
✅ No surprise charges
✅ Clear feature differences
✅ Easy cancellation
✅ Data export anytime
✅ No lock-in

Never:

❌ Charge for features not listed
❌ Sell your data
❌ Increase prices without notice
❌ Hold your data hostage
❌ Make cancellation difficult

Start Today

Free Forever

Perfect for getting started.

Create Free Account →

Upgrade Anytime

When you’re ready for more power.

Start Pro Trial →

Questions about pricing? Contact [email protected] or live chat

Feature Comparison - Detailed feature guide
Account Management - Export your data anytime
Terms of Service - Subscription terms